

What the Answer Does Not See
As AI makes information easier to access, why are the world’s largest companies paying billions of dollars to gain access to certain information? The costliest piece of information in a loan agreement may not be the clause AI misinterprets. It is the clause it has never seen.


Anyone Can Build an App. So Where Are the Users?
Artificial intelligence has made software development easier, and the number of products reaching the market has risen rapidly. Yet an intriguing contradiction is emerging in technology: as building products becomes easier, winning users and keeping them is becoming harder. Sometimes a new app’s strongest competitor is not another app. It is a habit the user sees no reason to change. The note-taking app we have used for years, the financial software that gets our work done, t


Fintech Is Not Dead. It Has Become Part of Finance.
Financial technologies that once challenged banks are now finding a place in very different fields, from accounting to artificial intelligence. Is the sector really shrinking, or are its familiar boundaries disappearing? Something interesting happened to fintech companies that grew by moving into areas where banks were slow: the innovations they delivered became commonplace. Sending money by phone, opening an account in minutes or accepting digital payments no longer amounts




